Business
The company's own wallet: USD and EUR accounts, invoices, payments to suppliers and the team — and you deciding who approves each payment. For companies, with KYB.
Self-custodial walletBusiness and PersonalUSD and EUR accounts
Money that only
you can move.
A business and personal wallet: get paid in dollars and euros, hold USDC and USDT, pay any wallet or bank account — and you choose who signs.
Apply for a walletApply online — we reply by email. KYB for companies, an ID check for individuals.
Move money your way.
One wallet for money coming in, money going out and the money you keep.
One wallet. Everything your business moves.
Get paid, pay, hold, convert and decide who signs — for the company and for you.
Get paid in dollars, euros or stablecoins
Clients abroad pay the way they already do — by bank transfer or in stablecoins. You don't need a bank account in their country.
Client paysUSD or EUR, by bank
→
Your accountIn your company's name
→
Your walletArrives as USDC
Stablecoin payments arrive in the asset sent.
Pay suppliers and contractors abroad.
Send stablecoins to a wallet, or dollars and euros to a bank account — yours or a supplier's.
To a wallet or a bank account
USDC or USDT to a wallet address; dollars or euros to a bank account through licensed partners.
See it before you sign
The amount, the rate, the fee and who has to sign — on one screen before anything leaves.
Many payments at once
Upload a list, check every row, approve once.
Know it arrived
Every payment shows its status until it's delivered.
Bank payouts depend on the recipient's bank and our licensed partners' checks. Stablecoins carry risk, including loss of value; they are not covered by deposit protection.
Run it like a company.
Approvals, invoices and separate wallets — the parts a finance team needs.
Earn on idle USDC.
Move part of your USDC to Earn to receive a variable yield. You can withdraw back to your wallet, under the same approval rules as your payments.
Yield is variable and not guaranteed. You can lose money, and withdrawals depend on available liquidity. Earn is provided through third-party partners; it is not a bank deposit and is not covered by deposit protection.
Built for businesses that work across borders — and for their owners.
For your company. For yourself.
Two separate wallets, each with its own verification. One rule in both: you decide who signs.
Personal
Your own wallet and card, separate from the company's — nobody moves your money but you. For individuals, with an ID check.
Nothing moves until the right people sign.
Rules are checked before a payment is signed — not reported after the money has already gone.
Apply for a walletSee it in the app.
One payment, from the balance to the last signature. Pick a step to see its screen.
Product preview · illustrative data from the product design, not a live account.
Whose money is it, really?
We are a software company, not a bank and not an exchange. Here is the difference that matters: who can move the money.
Custodial
Banks, payment apps, exchanges
Self-custodial
- Your key is split — no single party, including us, can move funds
- No seed phrase to write down or lose; recovery runs through verification
- USD and EUR accounts, exchange and bank payouts on the same wallet, through licensed partners — subject to verification and availability in your country
- Roles, limits and approvals enforced before anything is signed
Why Numihold.
Have questions?
Before you apply.
What is Numihold?
Wallet software for companies and for individuals. You hold and move your own money in USDC and USDT; we provide the software, and licensed partners provide the regulated parts — USD and EUR accounts, exchange and bank payouts.
Is Numihold a bank?
No. Numihold is wallet software. USD and EUR accounts, exchange and payouts to bank accounts are provided by licensed partners, and Numihold never holds your money.
Who holds the money?
You do. Your keys are split so that we cannot sign a transaction without you, and no complete key exists anywhere. Numihold never holds, controls or has access to client funds. Money in and out of bank accounts goes through licensed partners and follows their rules.
Who can apply?
Registered companies, for a business wallet, and individuals, for a personal wallet. What's available depends on your country — we tell you before you upload a single document.
What happens after I apply?
Our team reads your application and replies by email: we ask what we need to know about your company or about you, and tell you what's available in your country. Applying doesn't open a wallet or an account, doesn't start verification and doesn't cost anything. Verification starts only when you decide to go ahead.
What can I do with the wallet?
Get paid to USD and EUR accounts or in stablecoins, hold USDC and USDT as separate balances in each wallet, convert, invoice clients, pay to wallets and bank accounts one by one or in batches, earn on idle USDC, and decide who can sign and up to what amount.
Which stablecoins are supported?
USDC and USDT on the major networks. Each is held as its own balance, and you can convert between them.
What does verification ask for?
For a company: KYB — registration documents, the people who own and run it, and what the business does. For an individual: an ID check. It happens online, through our licensed partners, and we send you the exact list for your country before you start.
How do approvals work?
The owner decides who can prepare a payment, who must sign it and up to what amount. A payment can require more than one signature — for example, finance prepares and the owner approves. Nothing is signed until those rules are met. The roles are Owner, Admin, Approver, Initiator and Viewer.
What does it cost?
Applying is free. We share the fees with you during onboarding, and every fee is shown before you confirm a payment.
How does Earn work?
You move part of your USDC to Earn, where it receives a variable yield through third-party partners. You can ask to withdraw back to your wallet whenever you choose; how quickly it completes depends on available liquidity, and the same approval rules apply. Yield is not guaranteed and you can lose money. Earn is not a bank deposit and is not covered by deposit protection.
Is Numihold available in my country?
It depends on where your company is registered or where you live, and on what our licensed partners support there. Apply and we'll tell you what is available for your country before you upload any documents.
Apply for a wallet.
Leave your details and we'll reply by email about opening your wallet.
- 1. ApplyTell us about your company or about yourself. No documents yet.
- 2. We contact youWe reply by email and tell you what's available for your country.
- 3. VerificationKYB for a company, an ID check for an individual — online, through licensed partners.
- 4. Your wallet opensAfter verification and availability checks, we confirm your wallet setup and the services available to your company. Only you and the people you choose can move the money in it.